Insurance Agents near me in Winter Park, FL
3 insurance agents in Winter Park, Florida, each with a direct link, phone number and what they offer. Insurance in Central Florida has its own challenges: hurricane risk, flood exposure in low-lying areas, sinkhole questions, and a homeowners market that has changed…
3 listings · Updated October 2026
Insurance Agents listings
-
Peacock Insurance Advisors
Insurance agency
Peacock Insurance Advisors is an independent agency in Winter Park that concentrates on business insurance and risk management.
-
PS Insurance LLC
Insurance agency
PS Insurance LLC is a Winter Park health and life insurance agency whose site is presented largely in Spanish.
-
AffordableONE Kirkendall Insurance
Insurance agency
AffordableONE Kirkendall Insurance is an independent agency on Aloma Avenue in Winter Park that assigns each client a dedicated team.
Insurance Agents in Winter Park: what we found
This page covers 3 insurance agents in Winter Park.
What comes up again and again on their menus and websites: Workers' compensation.
Winter Park sits just north of Orlando and is known for Park Avenue, Rollins College, its chain of lakes and brick streets. The city has a dense cluster of independent restaurants, boutiques, salons and professional offices.
How to choose a insurance agency near Winter Park
Insurance in Central Florida has its own challenges: hurricane risk, flood exposure in low-lying areas, sinkhole questions, and a homeowners market that has changed a lot in recent years. A local agent can help you compare carriers and understand what a policy actually covers. When choosing an agent, find out whether they are independent, meaning they quote several companies, or captive, representing one insurer. Ask how they handle claims support and policy reviews. For homeowners coverage, ask about the hurricane deductible, roof age requirements, wind mitigation discounts and whether flood is covered, since standard homeowners policies typically exclude flood. For auto coverage, Florida's minimums are low, so discuss whether higher liability or uninsured motorist coverage makes sense for you. Use the listings below to find insurance agents in Orlando, Winter Park, Apopka and beyond, and compare quotes for identical coverage.
Local tip
You can confirm that an agent and agency are licensed through the Florida Department of Financial Services licensee search (myfloridacfo.com), and remember that new flood policies through the National Flood Insurance Program generally carry a 30-day waiting period, so buy coverage before a storm is forecast.
Frequently asked questions
How do I verify an insurance agent's license in Florida?
Insurance agents and agencies are licensed by the Florida Department of Financial Services. Use the DFS licensee search on myfloridacfo.com to confirm the license type, status and appointments with insurers. The department's consumer helpline can also answer questions about agents, policies or claims, and handles complaints.
Do I need flood insurance in Winter Park if I'm not near the coast?
Inland flooding from heavy rain and storms happens in Orange County, and standard homeowners policies typically do not cover flood damage. If your mortgage lender requires it because you are in a high-risk zone, you must carry it, but homes outside those zones also flood. Ask your agent about NFIP and private flood options, and note the usual 30-day waiting period.
What is the minimum car insurance required in Florida?
Florida requires drivers with registered vehicles to carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability. Bodily injury liability is not generally required for most drivers, but it protects you if you injure someone. Lawmakers have proposed changing the no-fault system, so confirm current requirements with your agent.
What is a hurricane deductible?
Many Florida homeowners policies include a separate deductible for hurricane damage, often set as a percentage of the dwelling coverage rather than a flat dollar amount. That can mean a much larger out-of-pocket cost after a storm. Review the percentage with your agent, and ask how it compares with other carriers and what your options are.
How can I lower my homeowners insurance in Orlando?
Options include a wind mitigation inspection that documents features like roof straps and impact-rated openings, raising deductibles, bundling home and auto, upgrading an older roof, and adding security or fire alarms. An independent agent can compare carriers for you. Shop well before renewal, since underwriting rules, especially regarding roof age, vary by company.
Own one of these insurance agents?
Listings are free. Claim yours to fix your details, add hours and photos, and see how many people view and call you.